PIKE & MONROE COUNTIES · LEHMAN & MIDDLE SMITHFIELD TOWNSHIPS
Saw Creek Estates has been voted the number one gated community in the Pocono Mountains, and if you spend any time there it becomes clear why. Located in Bushkill, spanning Pike and Monroe Counties, just 85 miles from New York City, the community sits alongside the Saw Creek, a trout-filled stream that winds through the wooded landscape. The surrounding woods, private lakes, and year-round recreation give it a character that feels genuinely removed from the everyday, while the amenity package rivals what you might find at a resort property.
What sets Saw Creek apart from most Pocono communities is the sheer range of what is available to homeowners at no additional charge. Skiing in winter, outdoor pools in summer, indoor pools year-round, indoor tennis courts, a fitness center, racquetball, basketball, and the Top of the World Restaurant and Clubhouse, all included. The community is financially strong and impeccably maintained, and that reputation holds up in how the facilities present.
The Top of the World complex sits at the heart of community social life. The restaurant opens to the public by reservation Thursday through Sunday and hosts live entertainment, karaoke nights, and seasonal events. The outdoor pool area at Top of the World includes a poolside Tiki Bar. It is the kind of place that makes people glad they bought here.
✓ STR Allowed — Middle Smithfield Township Section
STR eligibility at Saw Creek Estates depends on which township a property is in. In the Middle Smithfield Township (Monroe County) section, short-term rentals are permitted: starting one is treated as a change of use, so the owner needs a township zoning permit first and then an annual STR license. In the Lehman Township (Pike County) section, new short-term rentals are not permitted in any residential zone. A property already operating as a lawful STR may be able to continue as a grandfathered use, but the township permit does not transfer — a buyer must apply for their own permit and inspection, and the property's Certificate of Non-Conformity must remain in place. Saw Creek's own Rental Policy, effective January 1, 2026, requires the applicable township STR permit before the Association will process a rental, along with tenant registration. Buyers should confirm the township of any property with Saw Creek Estates and the township before purchasing.
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Voted the number one community in the Poconos for good reason. Skiing, pools, tennis, a restaurant, and a trout stream out the door. Kerry can help you find the right home here.